Skip to content

About Zylio

A world where every euro spent has been verified. Zero exceptions.

Zylio builds the AI agents that verify 100% of supplier invoices and purchasing spend, and show the evidence behind every gap.

Founded
2024
Head office
Boulogne-Billancourt
Registration
R.C.S. Nanterre 931 791 016
Business
AI agent platform for the control of procurement and supplier spend

Our thesis

What we see

Supplier invoices are still checked on a sample basis. Not out of negligence: because nobody has time to do otherwise.

In most organisations, a few people check what they can (often a few per cent of the volume) and the rest is paid on trust in the contract. The time available decides what gets looked at, and the sample becomes the rule.

So the gap between what was negotiated and what is actually invoiced goes unwatched: it is assumed to be nil. A price three cents above the agreed rate card, a volume rebate that stops being applied after a part number changes, an indexation clause revised against the wrong index: none of it raises an alert, because nothing is looking at it.

Why now

Full coverage was never a question of will, but of unit cost. That cost has collapsed.

We come from data and artificial intelligence, not from procurement. It was in conversation with finance and procurement leaders that we understood what had changed.

Checking one invoice line against a contract takes a few minutes of human attention. Multiplied by the annual volume of a large group, it becomes economically impossible, and sampling remains the only rational strategy. It was never a surrender: it was arithmetic.

That unit cost has collapsed. What used to be impossible is now a matter of engineering: read a contract, extract its rate card, check every invoiced line against that rate card, and raise the gap together with its evidence. Once it is feasible, sampling has no justification left.

Our ambition

Every document read leaves a trace. A price, a clause, a unit, a part number, linked to one another, dated, tied back to the document they came from.

That knowledge does not expire: it accumulates. This month’s control is better than last month’s because it builds on what the previous documents taught. Price history becomes a negotiating argument. The supplier master data cleans itself up. Memory stops being individual.

We do not sell extraction. We build the memory of your spend.

What we refuse to do

A company is defined as much by what it refuses. These five commitments are not negotiable, and they explain most of our product decisions.

It investigates, you decide.

  • Zylio never decides in your place. It investigates, you decide.
  • Zylio never touches a payment or a supplier relationship without your approval.
  • Zylio does not promise “automatic” margin. It shows what has already been paid in error and provides the evidence to decide how to act.
  • Zylio hides no calculation. No black box: every discrepancy is traced back to its source.
  • Zylio does not ask you to change tools or processes. It fits around them.

What makes us credible

We do not come from procurement. We come from enterprise SaaS and from AI deployed at scale: two of our co-founders come from AWS. The domain knowledge is brought by our customers and our advisors, and they are the ones who validate what we build.

Which is why we would rather be checkable than credible on our word alone: the procurement profession has recognised us, and demanding groups have opened their data to us.

The procurement profession has adopted us

  • Challenges

    Startup of the Year 2026

  • DAF Night 2026

    1st, Cash, Capital & Efficiency category

  • Trophées des achats 2026

    Innovative Supplier, silver medal

  • Maddyness

    2026 FundTruck finalist

  • Réseau Entreprendre 92

    Award winner

Zylio is backed by leading names in procurement and innovation: Conseil National des Achats (CNA), La French Tech Grand Paris, Republik / Hub Achats, award winner of Réseau Entreprendre 92.

  • Conseil National des Achats
  • La French Tech Grand Paris
  • Republik / Hub Achats

Demanding groups trust us

  • AXA
  • Groupe Barrière
  • Clariane

Three different worlds (insurance, hospitality and leisure, healthcare) and the same question: how much of the spend has actually been verified.

See the customer cases

The team

Four co-founders, four disciplines: general management, growth, product, technology.

  • Tarik Aitakkaouali, Co-founder and CEO

    Tarik Aitakkaouali

    Co-founder and CEO

    More than twenty years in enterprise SaaS. Led the French teams of LivePerson (NASDAQ) and Yext (NYSE). Runs the company.

    LinkedIn
  • Bertrand Dumast, Co-founder and CRO, Chief Revenue Officer

    Bertrand Dumast

    Co-founder and CRO, Chief Revenue Officer

    Fifteen years in tech and retail, seven of them at AWS as a Strategic Account Executive on strategic and financial-services accounts, in complex enterprise B2B. Covers sales, marketing, channel and finance.

    LinkedIn
  • Younes Samir, Co-founder and CPO, Chief Product Officer

    Younes Samir

    Co-founder and CPO, Chief Product Officer

    A serial product leader, previously at Duyo and Walgreens, with deep retail and e-commerce experience. Owns the product.

    LinkedIn
  • Oussama Kandakji, Co-founder and CTO

    Oussama Kandakji

    Co-founder and CTO

    Former AI/ML Solutions Architect at AWS, graduate of Télécom Paris. Has deployed large language models at enterprise scale. Runs the AI agent platform.

    LinkedIn

The people behind us

One criterion alone governed the choice of our advisors: each has held, in a position of responsibility, the job we sell to or the scale-up we are preparing for. They are not here for their names.

  • Ilan Benhaim, Co-founder of Veepee

    Ilan Benhaim

    Co-founder of Veepee

    Co-founded vente-privee.com in 2001 and led its strategy and innovation through the growth decade. He tells us when a commercial mechanism will hold at European scale, and when it only holds in France.

    LinkedIn
  • Véronique Beaumont, COO of L’Escalator

    Véronique Beaumont

    COO of L’Escalator

    An engineer turned leader of digital transformation agencies, she spent twenty years selling change to executive committees. She judges what gets through an executive committee and what does not.

    LinkedIn
  • Nizar El Adnani, CIO at AXA Group Operations

    Nizar El Adnani

    CIO at AXA Group Operations

    He tells us when a product will win over a finance department, and on what condition the CIO’s office will say yes.

    LinkedIn
  • Maurice Lévy, Chairman of the Supervisory Board of Publicis Groupe

    Maurice Lévy

    Chairman of the Supervisory Board of Publicis Groupe

    Ran Publicis for thirty years and turned a French agency into a global group. Founder of L’Escalator, the incubator that supports Zylio. He tells us how a decision is prepared inside a large group, long before it reaches a committee.

We’re hiring

We work in direct contact with our customers’ procurement and finance teams: our engineers see the real documents, not specifications. It is demanding, and it is the only way to build a control that holds up on awkward cases.

We hire experts: engineering, product, procurement and finance. There is no list of vacancies: if the problem interests you, write to us.

Talk to someone

Twenty minutes, with no sales pitch: you describe your scope, and we tell you what full verification would find in it.

Nothing is lost. Everything can be checked, everything can be proven.

  • The contract clause and the invoice line, highlighted side by side.
  • Every extracted value stays linked to the exact place in the document where it was read.
  • The same case produces the same decision, today as in six months: the rules are applied deterministically.
  • No discrepancy is set aside in silence. Anything that matches no rule is raised, with its reason.
  • The agent records what it did, in the order it did it: who, what, how much, when.

Frequently asked questions

What is Zylio?

The AI agent platform that verifies your procurement: every invoice checked against the agreements, every line matched to the purchase order and the goods receipt, every discrepancy costed and sourced. The agents investigate, your teams decide.

Who uses Zylio day to day?

Procurement, management control, finance and accounting. The interface is designed to be read by executives as much as by operational teams.

Is my data used to train models?

No, never. It is not shared between clients and stays hosted in France.

How much does it cost?

Three models, known before you start. The diagnostic is billed on success, on the discrepancies recovered: you pay only a share of what is actually recovered. Self-serve extraction can be taken on its own, at a price per page set out on the pricing page. The agents connected to your information system (compliance checking, matching, exceptions) start at €290 excl. VAT per month.

Measurable impact in every environment

More than 5 million procurement documents analysed

Between 1 and 7% of margin recovered

on the scope analysed

From 15 to 45% of time given back to teams, per FTE

depending on the scope and on data maturity

Zylio fits into your existing ecosystem.

The ERP runs the process. Zylio handles the exception and recovers the value that escapes it: invoices without a purchase order, line-by-line price discrepancies, duplicates and overbilling, off-contract spend.

  • SAP
  • Sage
  • Oracle
  • NetSuite
  • Microsoft Dynamics 365
  • Pennylane
All integrations

Your data under high security.

Zylio meets the most demanding standards, and nothing is committed without your approval.

Certifications
SOC 2 Type II · ISO 27001
Hosting
Hosted in France
Encryption
End-to-end AES-256 encryption
Access
Enterprise SSO · multi-factor authentication · Zero Trust approach
Security and compliance

See what this looks like on your own data

Twenty minutes, on a spend category of your choosing. We show you what the agents detect, with the evidence behind it.

  • No commitment, on your own data
  • Result in 3 weeks
  • 20 minutes, no sales pitch
  • Your data stays hosted in France
  • No change of tool or process